Making Extortionate Extensions of Credit Whoever makes any extortionate extension of credit, or conspires to do so, shall be fined or imprisoned not more than 20 years, or both. To sustain the charge of making an extortionate extension of credit, the government must prove the following propositions: That a defendant knowingly made an extension of credit to any person, including the making or extending of any loan or other thing of value for which repayment is expected, or the deferring of repayment of any debt, whether valid or invalid, whether disputed or acknowledged; and That the defendant and the debtor understood, at the time the extension of credit was made, that delay in making repayment or failure to make repayment could result in the use of violence or other criminal means to cause harm to the person, reputation, or property of anyone. Financing Extortionate Extensions of Credit Whoever willfully advances money or property, whether as a gift, as a loan, as an investment, pursuant to a partnership or profit-sharing agreement, or otherwise, to any person, with reasonable grounds to believe that it is the intention of that person to use the money or property so advanced directly or indirectly for the purpose of making extortionate extensions of credit, shall be fined under this title or an amount not exceeding twice the value of the money or property so advanced, whichever is greater, or shall be imprisoned not more than 20 years, or both.